Mortgage Calculator
Estimate your monthly home loan repayment for property in Nairobi and across Kenya. Adjust the price, deposit, rate and term to see what fits your budget.
See your monthly repayment
Enter your details to unlock the calculator. Our mortgage advisor can also help you get pre-qualified.
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This Week's Pick
Selection of the best properties of the week
KES: 15,000,000
4 BEDROOM+SQ VILLAS FOR SALE IN KAREN,GATAKA ROAD FROM KES 15 MILLION
Nairobi
4
5
170sqm
KES: 6,800,000
1 BEDROOM APARTMENTS FOR SALE IN KILIMANI FROM KES 6.8 MILLION
Nairobi
1
2
68sqm
KES: 4,300,000
1 BEDROOM APARTMENT FOR SALE IN WESTLANDS, NAIROBI FROM KES 4.3 MILLION
Nairobi
1
2
64sqm
Mortgage calculator FAQs
How is the monthly mortgage repayment calculated?
The calculator uses the standard amortization formula based on your loan amount (price minus deposit), the annual interest rate, and the loan term in years to work out a fixed monthly repayment.
What deposit do I need for a mortgage in Kenya?
Most Kenyan banks require a deposit of about 10% to 20% of the property price. A larger deposit lowers your loan amount and monthly repayment.
What are typical mortgage interest rates in Kenya?
Mortgage interest rates in Kenya typically range between about 12% and 15% per annum, depending on the lender and your financial profile. Use the slider to model different rates.
Can Vivara Realty help me get a mortgage?
Yes. Once you have an estimate, our mortgage advisors can help you get pre-qualified and connect you with suitable lenders for properties in Nairobi and across Kenya.